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The pre-paid MasterCard® looks like a credit card and can be
used anywhere MasterCard is accepted - at more than 29 million locations
worldwide. But it does not allow you to accrue debt, interest, or
late fees. You load money into your card account, and then spend
up to whatever amount is deposited in your account.
Who can qualify for the card?
Anyone. The only requirement is that you are 18 years of age and
have a verifiable U.S. address. There's no need to worry about credit
history, employment status or having a bank account - it makes no
difference.
What is the cost?
There is a one-time set up fee of $19.95 and a monthly maintenance
fee of $4.95.
Why should I enroll for this card?
- Convenience of a credit card for renting cars,
making hotel reservations, etc.
- No interest charges, late fees, or overlimit fees
No
risk of increasing your debt
- No reporting to credit bureaus; will not appear
on your credit report
- Guaranteed approval
- Great budgeting tool
- Can be used at an ATM to obtain cash
Who do I contact if I have a concern?
Customer Service is available in English and Spanish 7 days a week,
24 hours a day, 365 days a year. There will always be someone available
to assist you. You can check your balance and transaction history
online.
How does this differ from a debit card?
It's similar to a debit card, but is not tied to your bank account.
You can never spend more than the amount in your account.
How do I load money onto my card?
Choose from several free, convenient ways to load money.
You can have money directly deposited from your pay check, have
it loaded from your bank account or, if you're on a debt management
program, GreenPath can load money onto your card. You can add money
anytime by visiting the website at www.myecount.com or by calling
customer service.
How
can I obtain a card?
Call GreenPath toll free at 888-235-2974 to obtain a Pre-Paid
MasterCard. Or you can click the icon to order your pre-paid MasterCard
immediately. After submitting your application, your card should
arrive in about 10 business days.
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