Credit Report

Your credit report directly impacts your ability to obtain a credit card, buy a car or home, rent an apartment, or even get a new job. Knowing how to read it, understanding how to increase your credit score, and correcting inaccurate information are in your best interest.

Reviewing your credit report today through GreenPath’s credit report counseling service can help you correct problems now and avoid them in the future. Credit report counseling can also help you protect yourself from identity theft.

If you haven’t done so already, get your free credit report today from www.annualcreditreport.com. You may obtain your credit report for free once each year. There are fees associated with obtaining your credit score, but it is worth the expense. Your credit score helps you see how your score ranks in relation to other U.S. consumers and gives you an idea of how creditors assess your applications for credit and/or loans.

You can also make an appointment with GreenPath for an in-depth credit report counseling session. We can help you make sense of your report, your score and how they should influence your money management decisions.

Credit report counseling sessions are available over the phone or in-person. During your session, a certified credit report professional will review your credit report, help you understand it, explain your rights under the Fair Credit Reporting Act, and offer guidance on how to correct inaccurate information.

We can provide the report as part of the review, or you can obtain the credit report on your own. If you are interested in a credit report review, please call 800-550-1961.