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There is no way to remove accurate information from your credit report. It normally remains on your credit report for 7-10 years, depending on the nature of the data:
· Accounts paid as agreed remain for up to 10 years.
· Accounts not paid as agreed remain for 7 years.
· Collection accounts remain for 7 years.
· Bankruptcy information remains for 10 years from the date filed.
· Legal judgments remain for 7 years.
· Paid tax liens remain for up to 7 years.
· Unpaid tax liens remain indefinitely.
In the state of New York, paid judgments and paid collection accounts remain for 5 years. In California, unpaid tax liens remain for 10 years. |
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